Rich & Cartmill Insurance and Bonds

We love to give back! - Our agent, Ryan Sanders, recently visited Big Brothers Big Sisters of the Ozarks to present them with a donation of $2,500.

We design an insurance plan that is specifically tailored towards the risks you take as a business owner. Call us today for a plan that’s right for you! If you are in the field of retail, make sure you and your business are protected.

We cover a variety of risks to stay safe and productive. Manufacturers insurance offered through Rich & Cartmill could have all the coverage you need all under one roof. If you are in the field of manufacture, make sure you and your business are protected.

We are a premier provider of property-casualty products and risk management services for construction companies and specialty trade contractors of all sizes. You can count on our team of professionals to provide cost-effective, high-quality construction insurance solutions tailored to the needs of your business or project. If you are in the field of construction, make sure you and your business are protected.

For this week’s #AskAnAgent, Thad Leonard answered questions and provided great advice. Q: What is your specialty? A: I am generalist. I do more manufacturing and fabrication than anything else on the commercial side but do a lot of personal lines too. Over the 30 plus years in the business I’ve ended up specializing in the higher net worth personal lines market. Q: What kind of advice would you give to small businesses or individuals seeking insurance? A: Insurance is de...signed for the catastrophic losses, not the little losses. Turning in little claims will affect your insurance more than an occasional large claim. Take high deductibles on property and use that savings to purchase high liability limits as much as you can afford. Q: Now for a fun one, what do you do when you’re not in the office? A: I enjoy being with my family. My wife, Susan and I like traveling and visiting the National Parks. Fly fishing is my hobby and I try to wet a line as much as possible. See more